/* HomeLeafs Financing Pages — Shared Stylesheet */

:root {
  --hl-green:       #7CB342;
  --hl-navy:        #0f172a;
  --hl-blue-mid:    #2563eb;
  --hl-text:        #475569;
  --hl-subtext:     #64748b;
  --hl-bg:          linear-gradient(135deg, #f8fafc 0%, #eff6ff 55%, #eef2ff 100%);
  --hl-card-shadow: 0 8px 30px rgba(0,0,0,0.04);
  --radius-card:    1.25rem;
  --radius-large:   1.5rem;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Lato', sans-serif;
  font-size: 1rem;
  line-height: 1.7;
  color: var(--hl-text);
  background: var(--hl-bg);
  min-height: 100vh;
}

h1,h2,h3,h4 { font-family: 'Lato', sans-serif; color: var(--hl-navy); line-height: 1.25; }
h1 { font-weight: 900; font-size: clamp(1.75rem,4vw,2.75rem); margin-bottom: 1rem; }
h2 { font-weight: 700; font-size: clamp(1.2rem,2.5vw,1.6rem); margin: 2rem 0 0.75rem; }
h3 { font-weight: 700; font-size: clamp(1rem,2vw,1.2rem); margin-bottom: 0.5rem; }
p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }
a { color: var(--hl-blue-mid); text-decoration: none; }
a:hover { text-decoration: underline; }
strong { font-weight: 700; color: var(--hl-navy); }
ul { padding-left: 1.25rem; }
ul li { margin-bottom: 0.5rem; }

.page-wrap { max-width: 820px; margin: 0 auto; padding: 0 1.25rem 5rem; }

/* Nav */
.site-nav {
  padding: 1.25rem 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.5rem;
}
.nav-logo {
  font-weight: 900;
  font-size: 1.1rem;
  color: var(--hl-navy);
  display: flex;
  align-items: center;
  gap: 0.4rem;
  text-decoration: none;
}
.nav-cta {
  background: var(--hl-green);
  color: #fff;
  padding: 0.5rem 1.1rem;
  border-radius: 2rem;
  font-weight: 700;
  font-size: 0.9rem;
  text-decoration: none;
  transition: opacity 0.15s;
}
.nav-cta:hover { opacity: 0.85; text-decoration: none; }

/* Breadcrumb */
.breadcrumb {
  font-size: 0.85rem;
  color: var(--hl-subtext);
  margin-bottom: 2rem;
}
.breadcrumb a { color: var(--hl-subtext); }
.breadcrumb a:hover { color: var(--hl-blue-mid); }

/* Hero */
.page-hero { margin-bottom: 2.5rem; }
.tier-badge {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  padding: 0.3rem 0.85rem;
  border-radius: 2rem;
  margin-bottom: 1rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.lead {
  font-size: 1.15rem;
  color: var(--hl-subtext);
  max-width: 680px;
  margin-top: 0.5rem;
}

/* Divider */
.divider {
  width: 100%;
  height: 1px;
  background: linear-gradient(to right, transparent, #e2e8f0 30%, #e2e8f0 70%, transparent);
  margin: 2rem 0;
}

/* Risk card */
.risk-card {
  border-left: 4px solid;
  border-radius: 0 var(--radius-card) var(--radius-card) 0;
  padding: 1.25rem 1.5rem;
  margin-bottom: 2rem;
}
.risk-card h3 { margin-bottom: 0.75rem; font-size: 1rem; }
.risk-card ul { margin: 0; font-size: 0.95rem; }

/* Qualifier */
.qualifier-card {
  background: #fff;
  border-radius: var(--radius-large);
  padding: 2rem;
  box-shadow: var(--hl-card-shadow);
  margin-bottom: 2rem;
}
.qualifier-card h3 { margin-bottom: 0.25rem; }
.qualifier-sub { font-size: 0.95rem; color: var(--hl-subtext); margin-bottom: 1.5rem; }
.qualifier-card fieldset {
  border: none;
  margin-bottom: 1.5rem;
}
.qualifier-card legend {
  font-weight: 700;
  color: var(--hl-navy);
  font-size: 0.95rem;
  margin-bottom: 0.75rem;
  display: block;
}
.qualifier-card label {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.6rem 0.75rem;
  border-radius: 0.5rem;
  cursor: pointer;
  font-size: 0.95rem;
  transition: background 0.12s;
}
.qualifier-card label:hover { background: #f1f5f9; }
.qualifier-btn {
  background: var(--hl-green);
  color: #fff;
  border: none;
  padding: 0.85rem 2rem;
  border-radius: 2rem;
  font-family: 'Lato', sans-serif;
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  width: 100%;
  transition: opacity 0.15s;
}
.qualifier-btn:hover { opacity: 0.88; }

/* Content card */
.content-card {
  background: rgba(255,255,255,0.65);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-radius: var(--radius-large);
  padding: 2.5rem;
  box-shadow: var(--hl-card-shadow);
  margin-bottom: 2rem;
}
.content-card h2:first-child { margin-top: 0; }

/* HomeLeafs diff section */
.homeleafs-diff {
  background: #f8fafc;
  border-radius: var(--radius-card);
  padding: 1.5rem;
}
.homeleafs-diff h3 { margin-bottom: 0.5rem; }

/* CTA block */
.cta-block {
  border-radius: var(--radius-large);
  border: 1px solid;
  padding: 2.5rem;
  text-align: center;
  margin-bottom: 2.5rem;
}
.cta-tag {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 0.75rem;
}
.cta-block h3 { font-size: 1.4rem; margin-bottom: 0.5rem; }
.cta-block p { color: var(--hl-subtext); margin-bottom: 1.25rem; }
.cta-btn {
  display: inline-block;
  color: #fff;
  padding: 0.9rem 2.25rem;
  border-radius: 2rem;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  transition: opacity 0.15s;
  margin-bottom: 1rem;
}
.cta-btn:hover { opacity: 0.88; text-decoration: none; }
.cta-note { font-size: 0.85rem; color: var(--hl-subtext); margin: 0; }

/* Related links */
.related-section { margin-bottom: 2rem; }
.related-section h3 { margin-bottom: 1rem; }
.related-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 0.75rem;
}
.related-link {
  display: block;
  background: #fff;
  border-radius: 0.75rem;
  padding: 0.85rem 1rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--hl-navy);
  box-shadow: 0 1px 4px rgba(15,23,42,0.06);
  transition: box-shadow 0.15s, transform 0.15s;
  text-decoration: none;
}
.related-link:hover {
  box-shadow: 0 4px 16px rgba(15,23,42,0.10);
  transform: translateY(-1px);
  text-decoration: none;
}

/* Hub page */
.hub-tier-key {
  display: flex;
  gap: 1.5rem;
  flex-wrap: wrap;
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 2.5rem;
}
.hub-category { margin-bottom: 2.5rem; }
.hub-list {
  list-style: none;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 0.5rem;
  margin-top: 1rem;
}
.hub-list li a {
  display: block;
  padding: 0.6rem 0.85rem;
  border-radius: 0.5rem;
  font-size: 0.9rem;
  color: var(--hl-navy);
  background: rgba(255,255,255,0.6);
  transition: background 0.12s;
}
.hub-list li a:hover { background: #fff; text-decoration: none; }

/* Footer */
.site-footer {
  text-align: center;
  padding: 2rem 1.25rem 3rem;
  font-size: 0.85rem;
  color: var(--hl-subtext);
}
.site-footer p { margin-bottom: 0.5rem; }
.site-footer a { color: var(--hl-subtext); }
.site-footer a:hover { color: var(--hl-blue-mid); }
.footer-disc { font-size: 0.78rem; max-width: 580px; margin: 0.75rem auto 0; line-height: 1.5; }

@media (max-width: 600px) {
  .content-card { padding: 1.5rem; }
  .cta-block { padding: 1.75rem 1.25rem; }
  .qualifier-card { padding: 1.5rem; }
  .hub-tier-key { gap: 0.75rem; }
}