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HomeLeafsMortgage Release Verification: Under conventional rules, one co-owner cannot simply 'give up' ownership to get off the loan. Lenders must approve a full refinance or mortgage assumption to release the departing co-owner's liability. Use this planner to verify your approval profile.
Can I refinance this house into my name alone?
A buyout only works if your lender will let you assume the full mortgage solo. Check whether your income and credit qualify first.