Got a letter about your house?
Paste or upload it below. We'll tell you exactly who sent it, what it means, and if it's a "We Buy Your Home" marketing offer disguised as an official notice.
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Frequently Asked Questions
What is a "We Buy Houses" letter?
Many homeowners receive official-looking letters offering to buy their home for cash. These letters are often designed to look like urgent legal notices, official court documents, or personal letters from a neighbor, but they are actually generic solicitations from real estate investors.
Are these cash offer letters scams?
While some are legitimate cash offers, many use predatory techniques (often called "distress patterns") to target vulnerable homeowners. They may attempt to buy your home significantly below market value, charge hidden fees, or rush you into signing contracts without legal representation.
How does the Guardian AI Letter Decoder work?
Our system analyzes the text of the letter against 131 known solicitation and predatory marketing patterns. It identifies the sender's true intent, flags potential red flags, and cross-references your state's foreclosure laws to provide a clear, plain-English summary.
Do I have to respond to these letters?
No. You are under no obligation to respond to marketing letters. If the letter is an official legal notice (like a Lis Pendens or Notice of Default) from your lender or a court, you should contact a HUD-approved housing counselor or attorney immediately, rather than responding to the private investors soliciting you.
Protect Your Home & Understand Your Options
HomeLeafs provides completely free, non-alarmist property intelligence to help you stay ahead of scams and verify your legal rights.