How can we help?

No. HomeLeafs is completely free for homeowners — always. Professionals (agents, attorneys, investors, lenders) pay to connect with you. You are never charged a single penny.

There's no catch. HomeLeafs charges professionals a monthly subscription to connect with homeowners. You're the person we're protecting, not monetizing. No hidden fees, no bait-and-switch, no selling your data — ever.

HomeLeafs is a marketplace where homeowners facing foreclosure connect with verified local professionals. You share your situation, we match you with agents, attorneys, investors, and lenders in your area. You stay in control of who gets your contact information.

1. You create a free account and describe your situation. 2. Verified professionals in your area see that a homeowner needs help — without your personal details. 3. They reach out through HomeLeafs. 4. You decide who to connect with. Nobody contacts you without your knowledge.

Most homeowners hear from a matched professional within 24–48 hours. If 48 hours pass without contact, reach out to us — we'll personally make sure your case gets attention. Foreclosure timelines don't wait, and neither do we.

Professionals see your general situation and approximate location — not your name, address, phone, or email. They only receive your contact information if you explicitly approve the connection. We never sell your data, period.

Four types of verified professionals: Real Estate Agents (foreclosure/short sale specialists), Real Estate Investors (may buy your home directly), Foreclosure Attorneys (legal defense and negotiations), and Loan Officers/Lenders (refinancing, loan modifications).

Every professional goes through license verification, identity confirmation, and ongoing monitoring by our Guardian AI system before contacting any homeowner. We also recommend doing your own research — check license numbers on your state's licensing board and read reviews.

Stop immediately. Do NOT share bank information, your Social Security number, or any financial details. A legitimate professional will never ask for that through HomeLeafs. Email [email protected] right away with the professional's name and details. You can also contact the FTC at reportfraud.ftc.gov.

It is NOT too late until the gavel falls. Even with an auction date set, there may be options: emergency court motions, bankruptcy filings that trigger an automatic stay, last-minute loan modifications, or direct investor purchases. People have stopped auctions with days to spare. Contact us immediately — time matters.

No one should ever pressure you into any decision. Professionals are here to present your options — selling is just one of them. Loan modifications, refinancing, short sales, and legal defense are all possibilities. If anyone pressures you, report them to us immediately. Your home, your choice, your timeline.

Using HomeLeafs has zero impact on your credit — we're just a marketplace. The underlying foreclosure situation can affect credit, which is why exploring alternatives early matters. An attorney can help you understand the credit implications of each path forward.