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HomeLeafsRisk Rating 2.0 Elevation Rules: FEMA no longer calculates insurance premiums based on entire broad flood zones. Under the new model, two houses next door to each other can have completely different rates depending on which foundation is elevated higher.
Am I in a flood zone — and what will insurance cost?
Risk Rating 2.0 changed what millions of homeowners pay for flood insurance. Find out your actual risk zone and coverage gaps.